Land Loans
Our emphasis is not making a loan, but on creating a relationship.
- Friendly, attentive service from application, to lot* or land purchase and through the build process.
- Repayment terms are designed around your unique circumstances.
- Decision-making and processing are handled right here in Colorado.
- We also offer construction loans exclusively for the building phase.
*Maximum loan-to-value ratio of 75% on improved lots.
Construction Loans
Your dream home can be a reality. Alpine Bank is a unique financing partner for residential construction.
Our one-time close construction loan combines the construction loan and permanent mortgage loan into one easy transaction — one set of paperwork, one set of closing costs. Available for Jumbo or Conventional, Resort Properties or Second Homes
- Just like our approach to lot and land loans, we believe creating a relationship is more important than just lending money.
- Our friendly, Colorado-based officers, decision-makers and processors work to understand your individual needs.
- We can offer both straight construction lines of credit and one-time close loans, depending on what will work best for you.
- Construction draws are based on work completed. Alpine Bank works very quickly to get contractors paid throughout the process—often with even same day payments—so your project stays on time and on budget.
- Payments are interest-only until the project is done, and are made only on what you've drawn.
- Then, when the building is completed we convert your loan to a permanent mortgage with favorable terms.
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