Personal Loans & Lines of Credit

Apply Now

There are many reasons to get a personal loan. Turn to our friendly lenders when it's time to customize a loan for your specific needs.

{beginAccordion}

Term Loans

Whether you’re buying a car, planning a well-deserved vacation or just need some extra cash, we have personal loan choices to fi­t your current needs. We invite you to stop by any Alpine Bank location to discuss loan options, including:

  • Automobile and motorcycle
  • Recreational – motor homes, campers, trailers
  • Personal Ready Reserve Line of Credit
  • Home Equity Loans and Lines of Credit
  • Construction loans
  • Student loans – available through our partner Sallie Mae [link to student loan page]
  • Green Loans*
  • Unsecured term loans
  • Mobile home loans
  • Repayment terms customized to fit your unique needs
  • Decision-making and processing handled right here in Colorado
  • Friendly, attentive service from start to finish

*We are proud to offer environmentally conscious Green Loan programs for purchasing fuel-efficient automobiles and making home improvements for energy-reducing upgrades. Learn more here, or visit one of our convenient locations.

Ready Reserve Line of Credit1

With a Ready Reserve LOC tied to your checking account, you get overdraft protection, plus the ability to tap into a credit line when you need it most. The best of both worlds!

Once approved, you may have a Ready Reserve Line of Credit added to your checking account for overdraft protection. If your account ever becomes overdrawn, money is immediately transferred into your account in increments of $100.00 to help cover the insuffi­cient balance. There is never an interest charge if your Ready Reserve Line of Credit isn’t used.

Or tap into a convenient, anytime source of cash. With the Ready Reserve Line of Credit you have immediate access to funds. A convenient alternative to a lump sum term loan that can be used to finance a wide range of one-time or ongoing needs. 

  • Reuse without reapplying
  • Meet needs without cutting into personal savings
  • Interest charged on only what you use
  • Decision-making and processing handled right here in Colorado
  • Friendly, attentive service from start to finish

1Refer to the Personal Ready Reserve Line of Credit agreement for terms and conditions, applicable fees and rates.

{endAccordion}

Apply Now

Disclaimers

Must meet Alpine Bank's underwriting requirements. Rates and terms are subject to change based on current market conditions. Please contact your local Alpine Bank loan offi­cer for more information, other restrictions may apply.

Valid identification is required to open this account. Please refer to this list of acceptable forms of identification.