Personal Loans & Lines of Credit

Whether you’re buying a car, planning a well-deserved vacation or just need some extra cash, we have personal loan choices to fi­t your current needs. We invite you to stop by any Alpine Bank location to discuss loan options, including:

• Automobile and motorcycle
• Recreational – motor homes, campers, trailers
• Personal Ready Reserve Line of Credit
• Home Equity Loans and Lines of Credit
• Construction loans
• Student loans – available through our partner Sallie Mae [link to student loan page]
• Green Loans*
• Unsecured term loans
• Mobile home loans
• Repayment terms customized to fit your unique needs
• Decision-making and processing handled right here in Colorado
• Friendly, attentive service from start to finish

*We are proud to offer environmentally conscious Green Loan programs for purchasing fuel-efficient automobiles and making home improvements for energy-reducing upgrades. Learn more here, or visit one of our convenient locations.

With a Ready Reserve LOC tied to your checking account, you get overdraft protection, plus the ability to tap into a credit line when you need it most. The best of both worlds!

Once approved, you may have a Ready Reserve Line of Credit added to your checking account for overdraft protection. If your account ever becomes overdrawn, money is immediately transferred into your account in increments of $100.00 to help cover the insuffi­cient balance. There is never an interest charge if your Ready Reserve Line of Credit isn’t used.

Or tap into a convenient, anytime source of cash. With the Ready Reserve Line of Credit you have immediate access to funds. A convenient alternative to a lump sum term loan that can be used to finance a wide range of one-time or ongoing needs. 

• Reuse without reapplying
• Meet needs without cutting into personal savings
• Interest charged on only what you use
• Decision-making and processing handled right here in Colorado
• Friendly, attentive service from start to finish

¹Refer to the Personal Ready Reserve Line of Credit agreement for terms and conditions, applicable fees and rates.